About us

Münchener Hypothekenbank is the partner for the German cooperative banks (Volksbanken and Raiffeisenbanken) for providing the full spectrum of residential and commercial property financing requirements.

The Bank was founded as a cooperative bank in 1896 with the support of the Bavarian government. Over the years the Bank has evolved from its original agrarian orientation to become a modern real estate bank that is active in both national and international markets. Furthermore, Münchener Hypothekenbank has retained its legal status as a registered cooperative since it was founded and is one of few remaining independent real estate banks in Germany today.

With our balanced business model, we consider ourselves to be strategically well positioned. By focusing on two core business areas – private residential property financing and commercial real estate financing – we have a broadly diversified and low-risk mortgage portfolio, the vast majority of which consists of residential properties in Germany. 

We are committed to being a reliable financing partner that is focused on sustaining long-standing business relationships with customers – and  the numerous awards we have received for our expertise in the area of long-term property finance reflect our success in filling this commitment with life. As an issuer of Mortgage Pfandbriefe, Münchener Hypothekenbank has earned an excellent reputation in the capital markets.

Private customer business

We maintain 11 regional offices  throughout Germany staffed with experts to support our ongoing business relationships with the Volksbanken and Raiffeisenbanken. We conduct our private property financing business via the Cooperative Financial Network (genossenschaftliche FinanzGruppe), the Volksbanken and Raiffeisenbanken, and our regional offices, which serve as lending partners to local banks within the Cooperative Financial Network.

Commercial lending business

Our national and international commercial property lending business is managed centrally from our main office in Munich. Within Germany we also maintain offices in Cologne, Frankfurt/Main, Hamburg and Berlin.