Commercial Real Estate Clients
Münchener Hypothekenbank is a well-established and competitive partner for commercial real estate financings in Germany and other western European countries.
We offer our domestic and international real estate financing partners the following:
- Comprehensive expertise for custom made real estate financing solutions
- Predictable, transparent and reliable decision-making process
- Compelling terms and conditions
We serve professional real estate investors who demand strategically sound, economically efficient and viable financing solutions. As your trusted partner, we leverage our comprehensive market knowledge to guide you through every phase of your financing project thereby creating bespoke solutions which deliver optimal economic value.
We provide individually tailored financing solutions for properties located in Germany, Austria, France, BeNeLux, Spain and the UK. Our professionals in our Munich (HQ), Frankfurt, Cologne, Hamburg, and Berlin offices will support you with their high level of expertise and personal commitment.
Please find the contact details of our professionals at
Financing solutions
We offer financing solutions that are consistently geared toward your projects and growth targets. Our offerings provide planning security and adapt to different market phases.
- Investment financing
- Development financing
- Portfolio financing
- Capex / ESG financing
- Syndicated financing / Club deals
The MHB Green Loan Commercial offers you customised financing terms for properties that rank in the top 15 per cent, have an EPC rating of at least Level A, or meet the NZEB standard minus 10 per cent. Whether you are purchasing a commercial property or seeking follow-up financing, our experts will provide you with personalised and expert support.
The MHB Energy Efficiency Loan provides you with the right financing for modernisation projects on existing properties that raise energy efficiency standards and reduce the primary energy performance by at least 30 per cent. Investments in insulation, building services or the building envelope improve the property’s quality and prepare your building for future energy requirements. With a new loan volume of 10 million euros or more, you can implement your measures flexibly and in a way that’s tailored to your needs.
Our financing experts are here to support you with their experience and industry knowledge.
We operate on national and international syndication markets as arranger, underwriter and co-underwriter.
Our Debt Investments & Distribution professionals oversee all syndication and consortium activities of the bank specializing in structuring large-volume financing arrangements which requires collaboration among multiple lending institutions.
Following underwriting by Münchener Hypothekenbank, we facilitate the strategic placement of loan portions with partner lenders in close consultation with our clients. Additionally, we actively participate in syndicated loan transactions originated by other lenders thereby diversifying our portfolio and strengthening our market presence.
Types of real estate
Münchener Hypothekenbank finances both individual properties and real estate portfolios. Our focus is on the following asset classes:
- Multifamily („BTR“)
- Office
- Retail
- Logistic / Light Industrial
- Hotel
- Student Housing („PBSA“)
We are also a financing partner for both residential property companies and housing associations with custom-made financing solutions.
Financing requirements
We offer modern and flexible financing solutions pursuant to the following general guidelines:
- Completed and well-maintained properties
- Sustainable property income derived from a combination of a good to prime location with positive outlook, strong (re-) lettability prospects and ideally robust potential for alternative use
- Development projects (Germany only)
- Maximum ticket size of €125 million. Higher loan amounts can be obtained via full underwriting of a transaction by Münchener Hypothenbank with subsequent placement of loan tranches to other lenders or by arranging a club deal